Tag: vet bills

Pet Insurance – What You Need To Know!

It’s no secret that vet bills can be costly. When deciding to get a pet many pet parents only consider the basics – spaying/neutering, shots, annual check-ups. What if your pet it injured though? Or if has special needs? Becomes elderly? All these examples can cause those vet bills to soar out of control and leave owners feeling like they are compromising the quality care a loved one needs. Enter pet insurance. We’ve dug up some of the quick facts about pet insurance to help you learn a little more about ensuring your pet’s health and keeping those medical bills at bay!

Pet Insurance 101

  • Why? – Everyone needs this. If you’re serious about your pet it’s your responsibility to be serious about their health. Even pet parent’s blessed with healthy pets run the risk of accidents (snake bite? accidental poisoning?) and the inevitability of aging. It’s the best way to protect yourself financially and make sure your pet always has the care they need!
  • How Does It Work? – Most Pet Insurance reimburses you. If you don’t feel like you can pay the upfront cost with savings, credit card, or other emergency funds, talk with your veterinarian first about payment plan options that will work with your insurance.
  • Cost? – Pet Insurance can cost anywhere from around $10/month up to $40/month. Just like with health insurance for yourself, be sure to look at how much is covered, deductibles, and if there are any add-on options you may need like dental. Check out this site for a nice comprehensive comparison between some of the leading pet insurance companies.

Be sure to ask your vet what their experiences are with insurance and if they think it would be a good idea for you and your pet!

photo credit: GregHounslow Puppy with Cast via photopin (license)

Cost of Pets: What Cost and Which Breeds Take the Cake?

How Much Does Your Pet Cost?

With pets in American increasingly being treated like children as opposed to animals the cost of pet ownership is soaring! Pet spending topped $56 billion dollars in 2014 and is expected to reach or exceed $60 billion in 2015. What are American’s spending such large amounts of cash on? Not vet bills like one would think. Turns out most of the spending is being put into healthier pet foods. Healthy pet food totals over a third of that yearly total. Maybe because of this investment in more quality and nutrient rich food, veterinary bills are now the second costliest part of pet ownership.

Are you a dog or cat person? do you prefer  rabbits or other small animals? If finances are an obstacle for you, then you need to choose wisely before you bring a companion home from the local pet store or shelter.

While dogs often top spending over cats and other house pets, the dog breed that seems to rack up the most in vet bills and general care, surprisingly, is the Rottweiler. Large dog breeds garner significantly higher costs than any other house pet. The Rottweiler breed is especially susceptible to many allergies as well as gastric disorders which can lead to regular vet bills, medications, and specialized care. Other expensive dogs to care for include Great Danes, English Bulldogs and Ragdolls.

While cats are generally less known for specific breeds, the famous Siamese Cat is notably more expensive than your average house cat. Siamese cats are prone to respiratory disorders as well as liver diseases. Again, hitting your wallet much harder than a small pet like a hamster or gerbil.

Overall, most specialized breeds of pets are going to be prone to medical issues unique to their variety. Make it a point to research well and know things you can do right from the start to minimize your pets need for veterinary care. Want more information about the annual cost of pets per year? Check out the ASPCA website for a breakdown!

photo credit: <a href=”https://www.flickr.com/photos/my_minime/2591002720/”>MandCo</a> via <a href=”http://photopin.com”>photopin</a> <a href=”http://creativecommons.org/licenses/by/2.0/”>cc</a>

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Pet Nanny-Pet Sitters of The Main Line, offers pet sitting, dog walking, house sitting and concierge services in Malvern, Paoli, Berwyn, Devon, Wayne, Chesterbrook, Strafford, Radnor, St.Davids, Rosemont, Bryn Mawr, Villanova, Haverford, Ardmore, Wynnewood, Gulph Mills, Conshohocken and Newtown Square.