Pet Insurance – What You Need To Know!

It’s no secret that vet bills can be costly. When deciding to get a pet many pet parents only consider the basics – spaying/neutering, shots, annual check-ups. What if your pet it injured though? Or if has special needs? Becomes elderly? All these examples can cause those vet bills to soar out of control and leave owners feeling like they are compromising the quality care a loved one needs. Enter pet insurance. We’ve dug up some of the quick facts about pet insurance to help you learn a little more about ensuring your pet’s health and keeping those medical bills at bay!

Pet Insurance 101

  • Why? – Everyone needs this. If you’re serious about your pet it’s your responsibility to be serious about their health. Even pet parent’s blessed with healthy pets run the risk of accidents (snake bite? accidental poisoning?) and the inevitability of aging. It’s the best way to protect yourself financially and make sure your pet always has the care they need!
  • How Does It Work? – Most Pet Insurance reimburses you. If you don’t feel like you can pay the upfront cost with savings, credit card, or other emergency funds, talk with your veterinarian first about payment plan options that will work with your insurance.
  • Cost? – Pet Insurance can cost anywhere from around $10/month up to $40/month. Just like with health insurance for yourself, be sure to look at how much is covered, deductibles, and if there are any add-on options you may need like dental. Check out this site for a nice comprehensive comparison between some of the leading pet insurance companies.

Be sure to ask your vet what their experiences are with insurance and if they think it would be a good idea for you and your pet!

photo credit: GregHounslow Puppy with Cast via photopin (license)

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